Loan Terms

  • Must own the property.
  • Must be a member in good standing with AEC.
  • Must meet minimum credit score of 625.
  • Interest rate is 5% APR.
  • Loan terms are up to 120 months.
  • A UCC-1 fixture will be filed to secure the property. There is a filing fee.
  • Same day approval.
  • On-Bill financing convenience.

Get Started Now

  • Contact AEC Member Services Dept. in person or by phone at Ext. 1880
  • Complete loan application form
  • Receive credit check approval
  • Must provide property ownership documentation upon request
  • Must show valid Federal or State photo ID
  • Must have a minimum of 12 consecutive months of utility payment history.
  • Choose your general contractor and go!

We Offer Options

  • All Electric Heat Pumps
  • Geothermal Heat Pump Systems
  • Heat Pump Water Heaters
  • Dual Fuel Heat Pumps
  • Mini-Split HVAC Systems
  • Marathon Water Heaters

For additional information on the Energy Efficiency Loan Program, contact AEC’s Member Services Department at ext. 1880.